Our Bankruptcy Attorneys Help You Stop Creditor Harassment
If you have fallen behind on various payments to lenders, your account may go to the lender’s collection department or be turned over to a debt collection agency. Anyone who has been targeted by a debt collector is all too familiar with the ensuing harassment. There are actions you can take to stop creditor harassment. Contact the Wisconsin bankruptcy attorneys at Buss Law Offices, LLC to learn more. Our skilled, experienced debt relief attorneys have a long, successful track record of representing clients who are being unlawfully harassed by creditors.
Is it Legal For Debt Collectors to Harass Debtors?
Debt collectors are usually a person or company, such as a lawyer or collection agency, whose business it is to collect past-due debts on behalf of a creditor. Sometimes, these companies actually “buy” the debt, in order to then attempt to collect on the debt for their own profit.
However, these collectors are subject to government guidelines about what they can and cannot do as they pursue debt collections. The Fair Debt Collection Practices Act (FDCPA) outlines what a debt collector may or may not do in the pursuit of collecting a debt, including guidelines for the following actions:
- Communications
- Harassment
- False threats
- Misleading representations
- Unfair practices
- Collections on multiple debts
Debt collectors are not immune from the law; they can be sued if they have violated the FDCPA guidelines. Additionally, if you have filed for bankruptcy and are under the protection of an “automatic stay,” creditors must immediately cease collections activities.
If you feel you are being unfairly harassed or feeling threatened by a debt collector, you are not alone. At Buss Law Offices, LLC, our bankruptcy attorneys know exactly what you are going through. We are here to help. Your debt relief attorney will listen to and assess your situation, and then devise a strategic debt relief plan that stops creditor harassment in its tracks. Contact Buss Law Offices in Watertown, WI for tailored legal advice to handle your unique financial situation.
Contact This Firm—Defense Against Creditor Harassment in Wisconsin
The bankruptcy lawyers at Buss Law Offices, LLC specialize in matters of debt relief. Contact our team today to learn how we can help you make the best decisions for your future and financial stability. Don’t wait. Rid debt from your life to breathe easy again. Contact our office at 888-517-5300.
